---
title: Is my Policy Claims-Made or Occurrence based?
description: NOW Insurance policies are claims-made.
---

[Skip to content](https://help.nowinsurance.com/en/knowledgebase/is-my-policy#main-content)

English

Show submenu for translations

[![NOW Insurance](https://help.nowinsurance.com/hs-fs/hubfs/logo.png?width=127&height=71&name=logo.png)](https://nowinsurance.com/?utm_source=rep)

- [Home](https://help.nowinsurance.com/en/knowledgebase)

Open main navigation

Close main navigation

- [Home](https://help.nowinsurance.com/en/knowledgebase)
- English
  
  Show submenu for translations
- [Get a Quote!](https://nowinsurance.com/?utm_source=rep)

[Get a Quote!](https://nowinsurance.com/?utm_source=rep)

 What can we help you with today?

- There are no suggestions because the search field is empty.

1. [Knowledge Base Blog](https://help.nowinsurance.com/en/knowledgebase?hsLang=en)
2. [Policy Questions & Products](https://help.nowinsurance.com/en/knowledgebase/policy-questions-products?hsLang=en)

# Is my Policy Claims-Made or Occurrence based?

## NOW Insurance policies are claims-made.

Now Insurance policies are claims-made.

Learn more about the difference in this article:

[Why are you still buying occurrence malpractice coverage?](https://nowinsurance.com/blog/why-are-you-still-buying-occurrence-malpractice-coverage/)

---

*Some exclusions may apply, call us for more information.*

Text "SUPPORT" to 888-585-2075 for additional assistance! 

Business hours: Mon-Fri 7:00AM-7:00PM (CT) 

 

- [Service My Policy](https://help.nowinsurance.com/en/knowledgebase/service-my-policy?hsLang=en)
- [Application and Quotes](https://help.nowinsurance.com/en/knowledgebase/application-and-quotes?hsLang=en)
- [Billing and Payments](https://help.nowinsurance.com/en/knowledgebase/billing-and-payments?hsLang=en)
- [Policy Questions & Products](https://help.nowinsurance.com/en/knowledgebase/policy-questions-products?hsLang=en)
- [Agents, Appointments and Partnerships](https://help.nowinsurance.com/en/knowledgebase/agents-appointments-and-partnerships?hsLang=en)
- [Claims](https://help.nowinsurance.com/en/knowledgebase/claims?hsLang=en)

[![logo-1](https://help.nowinsurance.com/hs-fs/hubfs/logo-1.png?width=127&height=71&name=logo-1.png "logo-1")](https://nowinsurance.com/?utm_source=rep)

Text "SUPPORT" to 888-585-2075 for additional assistance! Business hours: Mon-Fri 7:00AM-7:00PM (CT)

<https://www.facebook.com/nowinsurancecoverage/> <https://www.instagram.com/nowinsurance/> <https://www.linkedin.com/company/now-insurance-services-inc?trk=public_profile_topcard_current_company>

Copyright © 2026, Now Insurance